Auto Financing and Leases in Helena, MT

Finance Center at Lithia Chrysler Jeep Dodge RAM Fiat of Helena

If you're a Great Falls driver interested in a new ride, Lithia Chrysler Jeep Dodge RAM Fiat of Helena is sure to have what you need. Plus, we offer a wide range of payment options for drivers to take advantage of.

Whether you're looking to make that big investment for your next dream car or hoping to try out the latest from our flagship brands, we've got options that are sure to fit your use case. Learn more about what our finance center can do you for at Lithia Chrysler Jeep Dodge RAM Fiat of Helena.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Lithia Chrysler Dodge Jeep Ram FIAT of Helena Vehicle?

Leasing is often misunderstood by drivers in Butte. It's simple: leasing is like renting a car but for a longer period of time. While you may rent a car for a weekend, a lease will typically last 36 months. Remember: leasing is not a path to car ownership.

A lease allows drivers to take advantage of the latest and greatest performance and tech features from our flagship brands without the burden of full ownership. That being said, you want to keep your lease in impeccable condition to avoid fees when it comes time to return your vehicle.

After making a down payment, you will determine the monthly payment rate for your lease. You will also decide on an annual mileage limit. The lower the limit, the lower your monthly payment rate will be. If you don't intend to do any long-distance driving in your lease, you can probably get away with a 10,000-mile annual mileage limit. If you intend to go the distance, 12,000 and 15,000 mileage limits are customary.

Leasing is a great option if you have some excess cash and need to reap the benefits of a car while you're living in the Bozeman area for a few years. Simply return your lease in good condition, and you can either pick a new vehicle to lease or move on, no strings attached. Since leases are not a path to ownership, they are not advisable if you're looking to recoup your investment. This is where financing would be a better option.

Benefits of Financing

Drivers interested in owning a vehicle outright but want to pay it off gradually, financing is the way to go. Financing is similar to leasing, but with the understanding that you will own your vehicle at the end of the finance agreement. Finance agreements are typically longer than lease agreements, lasting as long as six to eight years, depending on your circumstances.

Bad credit? Don't worry. We work with a wide range of financial institutions, ensuring you get the lowest possible interest rate for the car you want. Simply make a down payment on your lease, and a monthly payment rate and duration will be determined. After that, you're on the path to car ownership. At the end of your finance agreement, if you've kept your car in good condition, you can get close to another decade of use our of your ride. Once it's time to move on, you can sell your used car and put the money towards your next vehicle.

Flexible Credit Options

Lithia Chrysler Dodge Jeep Ram FIAT of Helena can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Visit our Dealership in Helena

At Lithia Chrysler Jeep Dodge RAM Fiat of Helena, our finance center is ready to help you find the right ride for your needs at a great price. Whether you're looking to buy or lease with good or bad credit, we're prepared to make things happen and see you off in the right Chrysler, Jeep, Dodge, RAM, or Fiat model for your needs. Contact us for a test drive and then chat with our sales team to seal the deal. Contact us today!

  1. Lithia Chrysler Dodge Jeep Ram FIAT of Helena

    3401 E US Highway 12
    Helena, MT 59601-9708

    • Sales: 8668996275
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Get in Touch

  • Contact our Sales Department at: 8668996275
  • Monday08:30AM - 07:00PM
  • Tuesday08:30AM - 07:00PM
  • Wednesday08:30AM - 07:00PM
  • Thursday08:30AM - 07:00PM
  • Friday08:30AM - 07:00PM
  • Saturday08:30AM - 07:00PM
  • Sunday11:00AM - 05:00PM